LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,579
−HK$7,875/mo
▼ 0.25% · 3.875%
HK$129,485
−HK$3,969/mo
Today · 4.125%
HK$133,454
baseline
▲ 0.50% · 4.625%
HK$141,575
+HK$8,121/mo
Deposit HK$27.54M · loan HK$27.54M · min. income ≈ HK$266,908/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,706
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,452
−HK$3,801/mo
Today · 4.125%
HK$147,253
baseline
▲ 0.50% · 4.625%
HK$155,015
+HK$7,762/mo
Deposit HK$27.54M · loan HK$27.54M · min. income ≈ HK$294,506/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,695
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$155,383
−HK$4,762/mo
Today · 4.125%
HK$160,145
baseline
▲ 0.50% · 4.625%
HK$169,889
+HK$9,744/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$320,290/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,647
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$172,143
−HK$4,561/mo
Today · 4.125%
HK$176,704
baseline
▲ 0.50% · 4.625%
HK$186,019
+HK$9,315/mo
Deposit HK$22.03M · loan HK$33.04M · min. income ≈ HK$353,408/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,811
−HK$11,025/mo
▼ 0.25% · 3.875%
HK$181,280
−HK$5,556/mo
Today · 4.125%
HK$186,836
baseline
▲ 0.50% · 4.625%
HK$198,204
+HK$11,368/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$373,672/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,588
−HK$10,567/mo
▼ 0.25% · 3.875%
HK$200,833
−HK$5,322/mo
Today · 4.125%
HK$206,155
baseline
▲ 0.50% · 4.625%
HK$217,022
+HK$10,867/mo
Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$412,310/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,043
−HK$14,174/mo
▼ 0.25% · 3.875%
HK$233,074
−HK$7,143/mo
Today · 4.125%
HK$240,217
baseline
▲ 0.50% · 4.625%
HK$254,834
+HK$14,617/mo
Deposit HK$5.51M · loan HK$49.57M · min. income ≈ HK$480,434/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,470
−HK$13,586/mo
▼ 0.25% · 3.875%
HK$258,214
−HK$6,842/mo
Today · 4.125%
HK$265,056
baseline
▲ 0.50% · 4.625%
HK$279,028
+HK$13,972/mo
Deposit HK$5.51M · loan HK$49.57M · min. income ≈ HK$530,112/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,340,578 · Scale 2, in force from 26 Feb 2026)