LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,558
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,949
−HK$397/mo
Today · 4.125%
HK$13,346
baseline
▲ 0.50% · 4.625%
HK$14,158
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,692/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,971
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,345
−HK$380/mo
Today · 4.125%
HK$14,725
baseline
▲ 0.50% · 4.625%
HK$15,502
+HK$777/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,450/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,070
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,538
−HK$477/mo
Today · 4.125%
HK$16,015
baseline
▲ 0.50% · 4.625%
HK$16,989
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,030/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,765
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,214
−HK$457/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,602
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,581
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,128
−HK$556/mo
Today · 4.125%
HK$18,684
baseline
▲ 0.50% · 4.625%
HK$19,821
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,368/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,559
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,084
−HK$532/mo
Today · 4.125%
HK$20,616
baseline
▲ 0.50% · 4.625%
HK$21,702
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,232/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,604
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,308
−HK$714/mo
Today · 4.125%
HK$24,022
baseline
▲ 0.50% · 4.625%
HK$25,484
+HK$1,462/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,044/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,147
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$684/mo
Today · 4.125%
HK$26,506
baseline
▲ 0.50% · 4.625%
HK$27,903
+HK$1,397/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,012/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,915 · Scale 2, in force from 26 Feb 2026)