LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,611
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$129,518
−HK$3,970/mo
Today · 4.125%
HK$133,488
baseline
▲ 0.50% · 4.625%
HK$141,610
+HK$8,122/mo
Deposit HK$27.54M · loan HK$27.54M · min. income ≈ HK$266,976/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,741
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$143,489
−HK$3,802/mo
Today · 4.125%
HK$147,291
baseline
▲ 0.50% · 4.625%
HK$155,055
+HK$7,764/mo
Deposit HK$27.54M · loan HK$27.54M · min. income ≈ HK$294,582/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,733
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$155,422
−HK$4,763/mo
Today · 4.125%
HK$160,185
baseline
▲ 0.50% · 4.625%
HK$169,932
+HK$9,747/mo
Deposit HK$22.03M · loan HK$33.05M · min. income ≈ HK$320,370/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,689
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,186
−HK$4,563/mo
Today · 4.125%
HK$176,749
baseline
▲ 0.50% · 4.625%
HK$186,065
+HK$9,316/mo
Deposit HK$22.03M · loan HK$33.05M · min. income ≈ HK$353,498/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,855
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$181,325
−HK$5,558/mo
Today · 4.125%
HK$186,883
baseline
▲ 0.50% · 4.625%
HK$198,254
+HK$11,371/mo
Deposit HK$16.53M · loan HK$38.56M · min. income ≈ HK$373,766/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,637
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$200,884
−HK$5,323/mo
Today · 4.125%
HK$206,207
baseline
▲ 0.50% · 4.625%
HK$217,076
+HK$10,869/mo
Deposit HK$16.53M · loan HK$38.56M · min. income ≈ HK$412,414/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,100
−HK$14,178/mo
▼ 0.25% · 3.875%
HK$233,133
−HK$7,145/mo
Today · 4.125%
HK$240,278
baseline
▲ 0.50% · 4.625%
HK$254,898
+HK$14,620/mo
Deposit HK$5.51M · loan HK$49.58M · min. income ≈ HK$480,556/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,534
−HK$13,589/mo
▼ 0.25% · 3.875%
HK$258,280
−HK$6,843/mo
Today · 4.125%
HK$265,123
baseline
▲ 0.50% · 4.625%
HK$279,098
+HK$13,975/mo
Deposit HK$5.51M · loan HK$49.58M · min. income ≈ HK$530,246/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,341,168 · Scale 2, in force from 26 Feb 2026)