LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,564
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,955
−HK$397/mo
Today · 4.125%
HK$13,352
baseline
▲ 0.50% · 4.625%
HK$14,164
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,704/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,977
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,352
−HK$381/mo
Today · 4.125%
HK$14,733
baseline
▲ 0.50% · 4.625%
HK$15,509
+HK$776/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,466/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,077
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,546
−HK$476/mo
Today · 4.125%
HK$16,022
baseline
▲ 0.50% · 4.625%
HK$16,997
+HK$975/mo
Deposit HK$2.20M · loan HK$3.31M · min. income ≈ HK$32,044/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,773
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,223
−HK$456/mo
Today · 4.125%
HK$17,679
baseline
▲ 0.50% · 4.625%
HK$18,611
+HK$932/mo
Deposit HK$2.20M · loan HK$3.31M · min. income ≈ HK$35,358/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,590
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,137
−HK$556/mo
Today · 4.125%
HK$18,693
baseline
▲ 0.50% · 4.625%
HK$19,830
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,093
−HK$533/mo
Today · 4.125%
HK$20,626
baseline
▲ 0.50% · 4.625%
HK$21,713
+HK$1,087/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,252/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,615
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,319
−HK$715/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,496
+HK$1,462/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,159
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,834
−HK$685/mo
Today · 4.125%
HK$26,519
baseline
▲ 0.50% · 4.625%
HK$27,916
+HK$1,397/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,974 · Scale 2, in force from 26 Feb 2026)