LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,566
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,956
−HK$398/mo
Today · 4.125%
HK$13,354
baseline
▲ 0.50% · 4.625%
HK$14,166
+HK$812/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,708/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,979
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,354
−HK$380/mo
Today · 4.125%
HK$14,734
baseline
▲ 0.50% · 4.625%
HK$15,511
+HK$777/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,468/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,079
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,548
−HK$476/mo
Today · 4.125%
HK$16,024
baseline
▲ 0.50% · 4.625%
HK$16,999
+HK$975/mo
Deposit HK$2.20M · loan HK$3.31M · min. income ≈ HK$32,048/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,775
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,225
−HK$456/mo
Today · 4.125%
HK$17,681
baseline
▲ 0.50% · 4.625%
HK$18,613
+HK$932/mo
Deposit HK$2.20M · loan HK$3.31M · min. income ≈ HK$35,362/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,592
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,139
−HK$556/mo
Today · 4.125%
HK$18,695
baseline
▲ 0.50% · 4.625%
HK$19,833
+HK$1,138/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,390/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,571
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$532/mo
Today · 4.125%
HK$20,628
baseline
▲ 0.50% · 4.625%
HK$21,715
+HK$1,087/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,256/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,322
−HK$714/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,499
+HK$1,463/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,162
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,837
−HK$685/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$27,920
+HK$1,398/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,989 · Scale 2, in force from 26 Feb 2026)