LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,657
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,566
−HK$3,971/mo
Today · 4.125%
HK$133,537
baseline
▲ 0.50% · 4.625%
HK$141,662
+HK$8,125/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$267,074/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,792
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,542
−HK$3,803/mo
Today · 4.125%
HK$147,345
baseline
▲ 0.50% · 4.625%
HK$155,112
+HK$7,767/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$294,690/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,789
−HK$9,455/mo
▼ 0.25% · 3.875%
HK$155,479
−HK$4,765/mo
Today · 4.125%
HK$160,244
baseline
▲ 0.50% · 4.625%
HK$169,995
+HK$9,751/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$320,488/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,751
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,250
−HK$4,564/mo
Today · 4.125%
HK$176,814
baseline
▲ 0.50% · 4.625%
HK$186,134
+HK$9,320/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$353,628/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,920
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,392
−HK$5,560/mo
Today · 4.125%
HK$186,952
baseline
▲ 0.50% · 4.625%
HK$198,327
+HK$11,375/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$373,904/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,709
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,958
−HK$5,325/mo
Today · 4.125%
HK$206,283
baseline
▲ 0.50% · 4.625%
HK$217,156
+HK$10,873/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$412,566/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,183
−HK$14,184/mo
▼ 0.25% · 3.875%
HK$233,219
−HK$7,148/mo
Today · 4.125%
HK$240,367
baseline
▲ 0.50% · 4.625%
HK$254,992
+HK$14,625/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,734/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,626
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,375
−HK$6,846/mo
Today · 4.125%
HK$265,221
baseline
▲ 0.50% · 4.625%
HK$279,201
+HK$13,980/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,442/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,031 · Scale 2, in force from 26 Feb 2026)