LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,658
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,566
−HK$3,972/mo
Today · 4.125%
HK$133,538
baseline
▲ 0.50% · 4.625%
HK$141,663
+HK$8,125/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$267,076/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,793
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,542
−HK$3,804/mo
Today · 4.125%
HK$147,346
baseline
▲ 0.50% · 4.625%
HK$155,112
+HK$7,766/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$294,692/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,789
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,480
−HK$4,765/mo
Today · 4.125%
HK$160,245
baseline
▲ 0.50% · 4.625%
HK$169,996
+HK$9,751/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$320,490/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,752
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,251
−HK$4,564/mo
Today · 4.125%
HK$176,815
baseline
▲ 0.50% · 4.625%
HK$186,135
+HK$9,320/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$353,630/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,921
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,393
−HK$5,560/mo
Today · 4.125%
HK$186,953
baseline
▲ 0.50% · 4.625%
HK$198,328
+HK$11,375/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$373,906/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,710
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,959
−HK$5,325/mo
Today · 4.125%
HK$206,284
baseline
▲ 0.50% · 4.625%
HK$217,157
+HK$10,873/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$412,568/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,184
−HK$14,184/mo
▼ 0.25% · 3.875%
HK$233,220
−HK$7,148/mo
Today · 4.125%
HK$240,368
baseline
▲ 0.50% · 4.625%
HK$254,994
+HK$14,626/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,736/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,627
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,376
−HK$6,846/mo
Today · 4.125%
HK$265,222
baseline
▲ 0.50% · 4.625%
HK$279,202
+HK$13,980/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,444/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,043 · Scale 2, in force from 26 Feb 2026)