LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,658
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,567
−HK$3,971/mo
Today · 4.125%
HK$133,538
baseline
▲ 0.50% · 4.625%
HK$141,663
+HK$8,125/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$267,076/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,793
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,543
−HK$3,803/mo
Today · 4.125%
HK$147,346
baseline
▲ 0.50% · 4.625%
HK$155,113
+HK$7,767/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$294,692/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,790
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,480
−HK$4,766/mo
Today · 4.125%
HK$160,246
baseline
▲ 0.50% · 4.625%
HK$169,996
+HK$9,750/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$320,492/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,752
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,251
−HK$4,564/mo
Today · 4.125%
HK$176,815
baseline
▲ 0.50% · 4.625%
HK$186,135
+HK$9,320/mo
Deposit HK$22.04M · loan HK$33.06M · min. income ≈ HK$353,630/mo (50% DSR)
Upfront cash ≈ HK$24.38M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,921
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,394
−HK$5,559/mo
Today · 4.125%
HK$186,953
baseline
▲ 0.50% · 4.625%
HK$198,329
+HK$11,376/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$373,906/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,711
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$200,960
−HK$5,324/mo
Today · 4.125%
HK$206,284
baseline
▲ 0.50% · 4.625%
HK$217,158
+HK$10,874/mo
Deposit HK$16.53M · loan HK$38.57M · min. income ≈ HK$412,568/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,185
−HK$14,183/mo
▼ 0.25% · 3.875%
HK$233,220
−HK$7,148/mo
Today · 4.125%
HK$240,368
baseline
▲ 0.50% · 4.625%
HK$254,994
+HK$14,626/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,736/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,628
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,377
−HK$6,846/mo
Today · 4.125%
HK$265,223
baseline
▲ 0.50% · 4.625%
HK$279,203
+HK$13,980/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,446/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,049 · Scale 2, in force from 26 Feb 2026)