LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,662
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$129,571
−HK$3,972/mo
Today · 4.125%
HK$133,543
baseline
▲ 0.50% · 4.625%
HK$141,668
+HK$8,125/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$267,086/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,798
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,547
−HK$3,804/mo
Today · 4.125%
HK$147,351
baseline
▲ 0.50% · 4.625%
HK$155,118
+HK$7,767/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$294,702/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,795
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,485
−HK$4,766/mo
Today · 4.125%
HK$160,251
baseline
▲ 0.50% · 4.625%
HK$170,002
+HK$9,751/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$320,502/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,758
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,257
−HK$4,564/mo
Today · 4.125%
HK$176,821
baseline
▲ 0.50% · 4.625%
HK$186,142
+HK$9,321/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$353,642/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,927
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$181,400
−HK$5,560/mo
Today · 4.125%
HK$186,960
baseline
▲ 0.50% · 4.625%
HK$198,336
+HK$11,376/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$373,920/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,717
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,966
−HK$5,325/mo
Today · 4.125%
HK$206,291
baseline
▲ 0.50% · 4.625%
HK$217,165
+HK$10,874/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$412,582/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,192
−HK$14,185/mo
▼ 0.25% · 3.875%
HK$233,228
−HK$7,149/mo
Today · 4.125%
HK$240,377
baseline
▲ 0.50% · 4.625%
HK$255,003
+HK$14,626/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,754/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,637
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,385
−HK$6,847/mo
Today · 4.125%
HK$265,232
baseline
▲ 0.50% · 4.625%
HK$279,213
+HK$13,981/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,464/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,128 · Scale 2, in force from 26 Feb 2026)