LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,664
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,573
−HK$3,971/mo
Today · 4.125%
HK$133,544
baseline
▲ 0.50% · 4.625%
HK$141,670
+HK$8,126/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$267,088/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,800
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,549
−HK$3,804/mo
Today · 4.125%
HK$147,353
baseline
▲ 0.50% · 4.625%
HK$155,120
+HK$7,767/mo
Deposit HK$27.55M · loan HK$27.55M · min. income ≈ HK$294,706/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,797
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,488
−HK$4,765/mo
Today · 4.125%
HK$160,253
baseline
▲ 0.50% · 4.625%
HK$170,004
+HK$9,751/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$320,506/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,760
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,259
−HK$4,565/mo
Today · 4.125%
HK$176,824
baseline
▲ 0.50% · 4.625%
HK$186,144
+HK$9,320/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$353,648/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,930
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,402
−HK$5,560/mo
Today · 4.125%
HK$186,962
baseline
▲ 0.50% · 4.625%
HK$198,338
+HK$11,376/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$373,924/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,720
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,969
−HK$5,325/mo
Today · 4.125%
HK$206,294
baseline
▲ 0.50% · 4.625%
HK$217,168
+HK$10,874/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$412,588/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,195
−HK$14,185/mo
▼ 0.25% · 3.875%
HK$233,231
−HK$7,149/mo
Today · 4.125%
HK$240,380
baseline
▲ 0.50% · 4.625%
HK$255,006
+HK$14,626/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,760/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,640
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,389
−HK$6,846/mo
Today · 4.125%
HK$265,235
baseline
▲ 0.50% · 4.625%
HK$279,216
+HK$13,981/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,470/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,160 · Scale 2, in force from 26 Feb 2026)