LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,667
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,576
−HK$3,971/mo
Today · 4.125%
HK$133,547
baseline
▲ 0.50% · 4.625%
HK$141,673
+HK$8,126/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$267,094/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,803
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,552
−HK$3,804/mo
Today · 4.125%
HK$147,356
baseline
▲ 0.50% · 4.625%
HK$155,123
+HK$7,767/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$294,712/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,800
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,491
−HK$4,765/mo
Today · 4.125%
HK$160,256
baseline
▲ 0.50% · 4.625%
HK$170,008
+HK$9,752/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$320,512/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,763
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,263
−HK$4,564/mo
Today · 4.125%
HK$176,827
baseline
▲ 0.50% · 4.625%
HK$186,148
+HK$9,321/mo
Deposit HK$22.04M · loan HK$33.07M · min. income ≈ HK$353,654/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,933
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$181,406
−HK$5,560/mo
Today · 4.125%
HK$186,966
baseline
▲ 0.50% · 4.625%
HK$198,342
+HK$11,376/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$373,932/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,724
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,973
−HK$5,325/mo
Today · 4.125%
HK$206,298
baseline
▲ 0.50% · 4.625%
HK$217,173
+HK$10,875/mo
Deposit HK$16.53M · loan HK$38.58M · min. income ≈ HK$412,596/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,200
−HK$14,185/mo
▼ 0.25% · 3.875%
HK$233,236
−HK$7,149/mo
Today · 4.125%
HK$240,385
baseline
▲ 0.50% · 4.625%
HK$255,012
+HK$14,627/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$480,770/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,645
−HK$13,596/mo
▼ 0.25% · 3.875%
HK$258,394
−HK$6,847/mo
Today · 4.125%
HK$265,241
baseline
▲ 0.50% · 4.625%
HK$279,222
+HK$13,981/mo
Deposit HK$5.51M · loan HK$49.60M · min. income ≈ HK$530,482/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,208 · Scale 2, in force from 26 Feb 2026)