LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,683
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,593
−HK$3,972/mo
Today · 4.125%
HK$133,565
baseline
▲ 0.50% · 4.625%
HK$141,692
+HK$8,127/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$267,130/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,821
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$143,571
−HK$3,804/mo
Today · 4.125%
HK$147,375
baseline
▲ 0.50% · 4.625%
HK$155,144
+HK$7,769/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$294,750/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,820
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$155,511
−HK$4,767/mo
Today · 4.125%
HK$160,278
baseline
▲ 0.50% · 4.625%
HK$170,030
+HK$9,752/mo
Deposit HK$22.05M · loan HK$33.07M · min. income ≈ HK$320,556/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,786
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,285
−HK$4,565/mo
Today · 4.125%
HK$176,850
baseline
▲ 0.50% · 4.625%
HK$186,173
+HK$9,323/mo
Deposit HK$22.05M · loan HK$33.07M · min. income ≈ HK$353,700/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,956
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$181,430
−HK$5,561/mo
Today · 4.125%
HK$186,991
baseline
▲ 0.50% · 4.625%
HK$198,368
+HK$11,377/mo
Deposit HK$16.54M · loan HK$38.58M · min. income ≈ HK$373,982/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,750
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$201,000
−HK$5,326/mo
Today · 4.125%
HK$206,326
baseline
▲ 0.50% · 4.625%
HK$217,201
+HK$10,875/mo
Deposit HK$16.54M · loan HK$38.58M · min. income ≈ HK$412,652/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,230
−HK$14,186/mo
▼ 0.25% · 3.875%
HK$233,267
−HK$7,149/mo
Today · 4.125%
HK$240,416
baseline
▲ 0.50% · 4.625%
HK$255,045
+HK$14,629/mo
Deposit HK$5.51M · loan HK$49.61M · min. income ≈ HK$480,832/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,678
−HK$13,598/mo
▼ 0.25% · 3.875%
HK$258,428
−HK$6,848/mo
Today · 4.125%
HK$265,276
baseline
▲ 0.50% · 4.625%
HK$279,259
+HK$13,983/mo
Deposit HK$5.51M · loan HK$49.61M · min. income ≈ HK$530,552/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$2,342,516 · Scale 2, in force from 26 Feb 2026)