LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,699
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,609
−HK$3,972/mo
Today · 4.125%
HK$133,581
baseline
▲ 0.50% · 4.625%
HK$141,709
+HK$8,128/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$267,162/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,838
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$143,589
−HK$3,804/mo
Today · 4.125%
HK$147,393
baseline
▲ 0.50% · 4.625%
HK$155,163
+HK$7,770/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$294,786/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,838
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,530
−HK$4,767/mo
Today · 4.125%
HK$160,297
baseline
▲ 0.50% · 4.625%
HK$170,051
+HK$9,754/mo
Deposit HK$22.05M · loan HK$33.07M · min. income ≈ HK$320,594/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,806
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,307
−HK$4,565/mo
Today · 4.125%
HK$176,872
baseline
▲ 0.50% · 4.625%
HK$186,195
+HK$9,323/mo
Deposit HK$22.05M · loan HK$33.07M · min. income ≈ HK$353,744/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,978
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$181,452
−HK$5,561/mo
Today · 4.125%
HK$187,013
baseline
▲ 0.50% · 4.625%
HK$198,393
+HK$11,380/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$374,026/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,774
−HK$10,577/mo
▼ 0.25% · 3.875%
HK$201,024
−HK$5,327/mo
Today · 4.125%
HK$206,351
baseline
▲ 0.50% · 4.625%
HK$217,228
+HK$10,877/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$412,702/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,257
−HK$14,189/mo
▼ 0.25% · 3.875%
HK$233,295
−HK$7,151/mo
Today · 4.125%
HK$240,446
baseline
▲ 0.50% · 4.625%
HK$255,076
+HK$14,630/mo
Deposit HK$5.51M · loan HK$49.61M · min. income ≈ HK$480,892/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,709
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$258,460
−HK$6,848/mo
Today · 4.125%
HK$265,308
baseline
▲ 0.50% · 4.625%
HK$279,293
+HK$13,985/mo
Deposit HK$5.51M · loan HK$49.61M · min. income ≈ HK$530,616/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,342,803 · Scale 2, in force from 26 Feb 2026)