LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,707
−HK$7,883/mo
▼ 0.25% · 3.875%
HK$129,618
−HK$3,972/mo
Today · 4.125%
HK$133,590
baseline
▲ 0.50% · 4.625%
HK$141,719
+HK$8,129/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$267,180/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,848
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$143,599
−HK$3,805/mo
Today · 4.125%
HK$147,404
baseline
▲ 0.50% · 4.625%
HK$155,174
+HK$7,770/mo
Deposit HK$27.56M · loan HK$27.56M · min. income ≈ HK$294,808/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,849
−HK$9,460/mo
▼ 0.25% · 3.875%
HK$155,541
−HK$4,768/mo
Today · 4.125%
HK$160,309
baseline
▲ 0.50% · 4.625%
HK$170,063
+HK$9,754/mo
Deposit HK$22.05M · loan HK$33.08M · min. income ≈ HK$320,618/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,818
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$172,319
−HK$4,566/mo
Today · 4.125%
HK$176,885
baseline
▲ 0.50% · 4.625%
HK$186,208
+HK$9,323/mo
Deposit HK$22.05M · loan HK$33.08M · min. income ≈ HK$353,770/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,990
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$181,465
−HK$5,562/mo
Today · 4.125%
HK$187,027
baseline
▲ 0.50% · 4.625%
HK$198,407
+HK$11,380/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$374,054/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,788
−HK$10,577/mo
▼ 0.25% · 3.875%
HK$201,039
−HK$5,326/mo
Today · 4.125%
HK$206,365
baseline
▲ 0.50% · 4.625%
HK$217,243
+HK$10,878/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$412,730/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,273
−HK$14,190/mo
▼ 0.25% · 3.875%
HK$233,312
−HK$7,151/mo
Today · 4.125%
HK$240,463
baseline
▲ 0.50% · 4.625%
HK$255,094
+HK$14,631/mo
Deposit HK$5.51M · loan HK$49.62M · min. income ≈ HK$480,926/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,727
−HK$13,600/mo
▼ 0.25% · 3.875%
HK$258,478
−HK$6,849/mo
Today · 4.125%
HK$265,327
baseline
▲ 0.50% · 4.625%
HK$279,313
+HK$13,986/mo
Deposit HK$5.51M · loan HK$49.62M · min. income ≈ HK$530,654/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,342,968 · Scale 2, in force from 26 Feb 2026)