LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,715
−HK$7,883/mo
▼ 0.25% · 3.875%
HK$129,625
−HK$3,973/mo
Today · 4.125%
HK$133,598
baseline
▲ 0.50% · 4.625%
HK$141,727
+HK$8,129/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$267,196/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,857
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$143,607
−HK$3,806/mo
Today · 4.125%
HK$147,413
baseline
▲ 0.50% · 4.625%
HK$155,183
+HK$7,770/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$294,826/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,858
−HK$9,460/mo
▼ 0.25% · 3.875%
HK$155,550
−HK$4,768/mo
Today · 4.125%
HK$160,318
baseline
▲ 0.50% · 4.625%
HK$170,073
+HK$9,755/mo
Deposit HK$22.05M · loan HK$33.08M · min. income ≈ HK$320,636/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,828
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$172,329
−HK$4,566/mo
Today · 4.125%
HK$176,895
baseline
▲ 0.50% · 4.625%
HK$186,219
+HK$9,324/mo
Deposit HK$22.05M · loan HK$33.08M · min. income ≈ HK$353,790/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,001
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$181,475
−HK$5,563/mo
Today · 4.125%
HK$187,038
baseline
▲ 0.50% · 4.625%
HK$198,418
+HK$11,380/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$374,076/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,799
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$201,050
−HK$5,328/mo
Today · 4.125%
HK$206,378
baseline
▲ 0.50% · 4.625%
HK$217,256
+HK$10,878/mo
Deposit HK$16.54M · loan HK$38.59M · min. income ≈ HK$412,756/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,287
−HK$14,190/mo
▼ 0.25% · 3.875%
HK$233,326
−HK$7,151/mo
Today · 4.125%
HK$240,477
baseline
▲ 0.50% · 4.625%
HK$255,109
+HK$14,632/mo
Deposit HK$5.51M · loan HK$49.62M · min. income ≈ HK$480,954/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,742
−HK$13,601/mo
▼ 0.25% · 3.875%
HK$258,493
−HK$6,850/mo
Today · 4.125%
HK$265,343
baseline
▲ 0.50% · 4.625%
HK$279,329
+HK$13,986/mo
Deposit HK$5.51M · loan HK$49.62M · min. income ≈ HK$530,686/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,107 · Scale 2, in force from 26 Feb 2026)