LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,572
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,963
−HK$397/mo
Today · 4.125%
HK$13,360
baseline
▲ 0.50% · 4.625%
HK$14,173
+HK$813/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,720/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,986
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,361
−HK$381/mo
Today · 4.125%
HK$14,742
baseline
▲ 0.50% · 4.625%
HK$15,519
+HK$777/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,484/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,086
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,556
−HK$476/mo
Today · 4.125%
HK$16,032
baseline
▲ 0.50% · 4.625%
HK$17,008
+HK$976/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,064/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,784
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,234
−HK$456/mo
Today · 4.125%
HK$17,690
baseline
▲ 0.50% · 4.625%
HK$18,623
+HK$933/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,380/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,601
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,148
−HK$557/mo
Today · 4.125%
HK$18,705
baseline
▲ 0.50% · 4.625%
HK$19,843
+HK$1,138/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,410/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,581
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,106
−HK$533/mo
Today · 4.125%
HK$20,639
baseline
▲ 0.50% · 4.625%
HK$21,727
+HK$1,088/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,278/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,630
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$715/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,512
+HK$1,463/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,175
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,850
−HK$685/mo
Today · 4.125%
HK$26,535
baseline
▲ 0.50% · 4.625%
HK$27,934
+HK$1,399/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,070/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$124,053 · Scale 2, in force from 26 Feb 2026)