LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,743
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$129,655
−HK$3,974/mo
Today · 4.125%
HK$133,629
baseline
▲ 0.50% · 4.625%
HK$141,760
+HK$8,131/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$267,258/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,888
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$143,640
−HK$3,806/mo
Today · 4.125%
HK$147,446
baseline
▲ 0.50% · 4.625%
HK$155,218
+HK$7,772/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$294,892/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,892
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$155,586
−HK$4,768/mo
Today · 4.125%
HK$160,354
baseline
▲ 0.50% · 4.625%
HK$170,111
+HK$9,757/mo
Deposit HK$22.06M · loan HK$33.09M · min. income ≈ HK$320,708/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,866
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$172,368
−HK$4,567/mo
Today · 4.125%
HK$176,935
baseline
▲ 0.50% · 4.625%
HK$186,262
+HK$9,327/mo
Deposit HK$22.06M · loan HK$33.09M · min. income ≈ HK$353,870/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,041
−HK$11,039/mo
▼ 0.25% · 3.875%
HK$181,517
−HK$5,563/mo
Today · 4.125%
HK$187,080
baseline
▲ 0.50% · 4.625%
HK$198,463
+HK$11,383/mo
Deposit HK$16.54M · loan HK$38.60M · min. income ≈ HK$374,160/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,844
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$201,096
−HK$5,328/mo
Today · 4.125%
HK$206,424
baseline
▲ 0.50% · 4.625%
HK$217,305
+HK$10,881/mo
Deposit HK$16.54M · loan HK$38.60M · min. income ≈ HK$412,848/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,338
−HK$14,193/mo
▼ 0.25% · 3.875%
HK$233,378
−HK$7,153/mo
Today · 4.125%
HK$240,531
baseline
▲ 0.50% · 4.625%
HK$255,167
+HK$14,636/mo
Deposit HK$5.51M · loan HK$49.63M · min. income ≈ HK$481,062/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,799
−HK$13,604/mo
▼ 0.25% · 3.875%
HK$258,552
−HK$6,851/mo
Today · 4.125%
HK$265,403
baseline
▲ 0.50% · 4.625%
HK$279,392
+HK$13,989/mo
Deposit HK$5.51M · loan HK$49.63M · min. income ≈ HK$530,806/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,637 · Scale 2, in force from 26 Feb 2026)