LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,575
−HK$789/mo
▼ 0.25% · 3.875%
HK$12,966
−HK$398/mo
Today · 4.125%
HK$13,364
baseline
▲ 0.50% · 4.625%
HK$14,177
+HK$813/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,728/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,990
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,365
−HK$380/mo
Today · 4.125%
HK$14,745
baseline
▲ 0.50% · 4.625%
HK$15,523
+HK$778/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,490/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,090
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,559
−HK$477/mo
Today · 4.125%
HK$16,036
baseline
▲ 0.50% · 4.625%
HK$17,012
+HK$976/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,072/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,787
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,238
−HK$456/mo
Today · 4.125%
HK$17,694
baseline
▲ 0.50% · 4.625%
HK$18,627
+HK$933/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,388/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,605
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,153
−HK$556/mo
Today · 4.125%
HK$18,709
baseline
▲ 0.50% · 4.625%
HK$19,847
+HK$1,138/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,418/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,585
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,111
−HK$532/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,732
+HK$1,089/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,635
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,339
−HK$715/mo
Today · 4.125%
HK$24,054
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,464/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,108/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,181
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$686/mo
Today · 4.125%
HK$26,542
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,399/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,084/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,081 · Scale 2, in force from 26 Feb 2026)