LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,756
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$129,668
−HK$3,974/mo
Today · 4.125%
HK$133,642
baseline
▲ 0.50% · 4.625%
HK$141,774
+HK$8,132/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$267,284/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,902
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$143,655
−HK$3,806/mo
Today · 4.125%
HK$147,461
baseline
▲ 0.50% · 4.625%
HK$155,234
+HK$7,773/mo
Deposit HK$27.57M · loan HK$27.57M · min. income ≈ HK$294,922/mo (50% DSR)
Upfront cash ≈ HK$29.92M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,907
−HK$9,464/mo
▼ 0.25% · 3.875%
HK$155,601
−HK$4,770/mo
Today · 4.125%
HK$160,371
baseline
▲ 0.50% · 4.625%
HK$170,129
+HK$9,758/mo
Deposit HK$22.06M · loan HK$33.09M · min. income ≈ HK$320,742/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,883
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$172,385
−HK$4,568/mo
Today · 4.125%
HK$176,953
baseline
▲ 0.50% · 4.625%
HK$186,281
+HK$9,328/mo
Deposit HK$22.06M · loan HK$33.09M · min. income ≈ HK$353,906/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,059
−HK$11,040/mo
▼ 0.25% · 3.875%
HK$181,535
−HK$5,564/mo
Today · 4.125%
HK$187,099
baseline
▲ 0.50% · 4.625%
HK$198,484
+HK$11,385/mo
Deposit HK$16.54M · loan HK$38.60M · min. income ≈ HK$374,198/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,863
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$201,116
−HK$5,329/mo
Today · 4.125%
HK$206,445
baseline
▲ 0.50% · 4.625%
HK$217,327
+HK$10,882/mo
Deposit HK$16.54M · loan HK$38.60M · min. income ≈ HK$412,890/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,361
−HK$14,195/mo
▼ 0.25% · 3.875%
HK$233,402
−HK$7,154/mo
Today · 4.125%
HK$240,556
baseline
▲ 0.50% · 4.625%
HK$255,193
+HK$14,637/mo
Deposit HK$5.51M · loan HK$49.63M · min. income ≈ HK$481,112/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,824
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$258,578
−HK$6,852/mo
Today · 4.125%
HK$265,430
baseline
▲ 0.50% · 4.625%
HK$279,421
+HK$13,991/mo
Deposit HK$5.51M · loan HK$49.63M · min. income ≈ HK$530,860/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,343,875 · Scale 2, in force from 26 Feb 2026)