LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,576
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,967
−HK$397/mo
Today · 4.125%
HK$13,364
baseline
▲ 0.50% · 4.625%
HK$14,177
+HK$813/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,728/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,990
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,365
−HK$381/mo
Today · 4.125%
HK$14,746
baseline
▲ 0.50% · 4.625%
HK$15,523
+HK$777/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,492/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,091
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,560
−HK$477/mo
Today · 4.125%
HK$16,037
baseline
▲ 0.50% · 4.625%
HK$17,013
+HK$976/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,074/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,788
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,239
−HK$456/mo
Today · 4.125%
HK$17,695
baseline
▲ 0.50% · 4.625%
HK$18,628
+HK$933/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,390/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,606
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,154
−HK$556/mo
Today · 4.125%
HK$18,710
baseline
▲ 0.50% · 4.625%
HK$19,848
+HK$1,138/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,420/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,586
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,112
−HK$533/mo
Today · 4.125%
HK$20,645
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,088/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,290/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,340
−HK$716/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,519
+HK$1,463/mo
Deposit HK$552K · loan HK$4.96M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,183
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$685/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,399/mo
Deposit HK$552K · loan HK$4.96M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,088 · Scale 2, in force from 26 Feb 2026)