LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,790
−HK$7,888/mo
▼ 0.25% · 3.875%
HK$129,703
−HK$3,975/mo
Today · 4.125%
HK$133,678
baseline
▲ 0.50% · 4.625%
HK$141,812
+HK$8,134/mo
Deposit HK$27.58M · loan HK$27.58M · min. income ≈ HK$267,356/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,940
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$143,693
−HK$3,808/mo
Today · 4.125%
HK$147,501
baseline
▲ 0.50% · 4.625%
HK$155,276
+HK$7,775/mo
Deposit HK$27.58M · loan HK$27.58M · min. income ≈ HK$295,002/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,948
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$155,643
−HK$4,771/mo
Today · 4.125%
HK$160,414
baseline
▲ 0.50% · 4.625%
HK$170,174
+HK$9,760/mo
Deposit HK$22.07M · loan HK$33.10M · min. income ≈ HK$320,828/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,928
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$172,432
−HK$4,569/mo
Today · 4.125%
HK$177,001
baseline
▲ 0.50% · 4.625%
HK$186,331
+HK$9,330/mo
Deposit HK$22.07M · loan HK$33.10M · min. income ≈ HK$354,002/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,106
−HK$11,043/mo
▼ 0.25% · 3.875%
HK$181,584
−HK$5,565/mo
Today · 4.125%
HK$187,149
baseline
▲ 0.50% · 4.625%
HK$198,537
+HK$11,388/mo
Deposit HK$16.55M · loan HK$38.62M · min. income ≈ HK$374,298/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,916
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$201,170
−HK$5,331/mo
Today · 4.125%
HK$206,501
baseline
▲ 0.50% · 4.625%
HK$217,386
+HK$10,885/mo
Deposit HK$16.55M · loan HK$38.62M · min. income ≈ HK$413,002/mo (50% DSR)
Upfront cash ≈ HK$18.89M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,422
−HK$14,199/mo
▼ 0.25% · 3.875%
HK$233,465
−HK$7,156/mo
Today · 4.125%
HK$240,621
baseline
▲ 0.50% · 4.625%
HK$255,262
+HK$14,641/mo
Deposit HK$5.52M · loan HK$49.65M · min. income ≈ HK$481,242/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,892
−HK$13,609/mo
▼ 0.25% · 3.875%
HK$258,648
−HK$6,853/mo
Today · 4.125%
HK$265,501
baseline
▲ 0.50% · 4.625%
HK$279,496
+HK$13,995/mo
Deposit HK$5.52M · loan HK$49.65M · min. income ≈ HK$531,002/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,344,505 · Scale 2, in force from 26 Feb 2026)