LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,826
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$129,740
−HK$3,977/mo
Today · 4.125%
HK$133,717
baseline
▲ 0.50% · 4.625%
HK$141,853
+HK$8,136/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$267,434/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,980
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$143,735
−HK$3,808/mo
Today · 4.125%
HK$147,543
baseline
▲ 0.50% · 4.625%
HK$155,320
+HK$7,777/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$295,086/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,991
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,688
−HK$4,772/mo
Today · 4.125%
HK$160,460
baseline
▲ 0.50% · 4.625%
HK$170,223
+HK$9,763/mo
Deposit HK$22.07M · loan HK$33.11M · min. income ≈ HK$320,920/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,976
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,481
−HK$4,571/mo
Today · 4.125%
HK$177,052
baseline
▲ 0.50% · 4.625%
HK$186,384
+HK$9,332/mo
Deposit HK$22.07M · loan HK$33.11M · min. income ≈ HK$354,104/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,157
−HK$11,046/mo
▼ 0.25% · 3.875%
HK$181,636
−HK$5,567/mo
Today · 4.125%
HK$187,203
baseline
▲ 0.50% · 4.625%
HK$198,594
+HK$11,391/mo
Deposit HK$16.55M · loan HK$38.63M · min. income ≈ HK$374,406/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,972
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,228
−HK$5,332/mo
Today · 4.125%
HK$206,560
baseline
▲ 0.50% · 4.625%
HK$217,448
+HK$10,888/mo
Deposit HK$16.55M · loan HK$38.63M · min. income ≈ HK$413,120/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,487
−HK$14,203/mo
▼ 0.25% · 3.875%
HK$233,532
−HK$7,158/mo
Today · 4.125%
HK$240,690
baseline
▲ 0.50% · 4.625%
HK$255,335
+HK$14,645/mo
Deposit HK$5.52M · loan HK$49.66M · min. income ≈ HK$481,380/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,965
−HK$13,612/mo
▼ 0.25% · 3.875%
HK$258,722
−HK$6,855/mo
Today · 4.125%
HK$265,577
baseline
▲ 0.50% · 4.625%
HK$279,576
+HK$13,999/mo
Deposit HK$5.52M · loan HK$49.66M · min. income ≈ HK$531,154/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,180 · Scale 2, in force from 26 Feb 2026)