LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,584
−HK$789/mo
▼ 0.25% · 3.875%
HK$12,975
−HK$398/mo
Today · 4.125%
HK$13,373
baseline
▲ 0.50% · 4.625%
HK$14,187
+HK$814/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,746/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,999
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,375
−HK$381/mo
Today · 4.125%
HK$14,756
baseline
▲ 0.50% · 4.625%
HK$15,534
+HK$778/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,512/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,101
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,570
−HK$478/mo
Today · 4.125%
HK$16,048
baseline
▲ 0.50% · 4.625%
HK$17,024
+HK$976/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,096/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,799
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,250
−HK$457/mo
Today · 4.125%
HK$17,707
baseline
▲ 0.50% · 4.625%
HK$18,640
+HK$933/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,414/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,617
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,165
−HK$557/mo
Today · 4.125%
HK$18,722
baseline
▲ 0.50% · 4.625%
HK$19,861
+HK$1,139/mo
Deposit HK$1.66M · loan HK$3.86M · min. income ≈ HK$37,444/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,599
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,125
−HK$533/mo
Today · 4.125%
HK$20,658
baseline
▲ 0.50% · 4.625%
HK$21,747
+HK$1,089/mo
Deposit HK$1.66M · loan HK$3.86M · min. income ≈ HK$41,316/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,651
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$715/mo
Today · 4.125%
HK$24,071
baseline
▲ 0.50% · 4.625%
HK$25,536
+HK$1,465/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$48,142/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$685/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,400/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,169 · Scale 2, in force from 26 Feb 2026)