LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,839
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$129,753
−HK$3,977/mo
Today · 4.125%
HK$133,730
baseline
▲ 0.50% · 4.625%
HK$141,867
+HK$8,137/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$267,460/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,994
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$143,749
−HK$3,809/mo
Today · 4.125%
HK$147,558
baseline
▲ 0.50% · 4.625%
HK$155,336
+HK$7,778/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$295,116/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,007
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,704
−HK$4,772/mo
Today · 4.125%
HK$160,476
baseline
▲ 0.50% · 4.625%
HK$170,241
+HK$9,765/mo
Deposit HK$22.07M · loan HK$33.11M · min. income ≈ HK$320,952/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,993
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,499
−HK$4,570/mo
Today · 4.125%
HK$177,069
baseline
▲ 0.50% · 4.625%
HK$186,403
+HK$9,334/mo
Deposit HK$22.07M · loan HK$33.11M · min. income ≈ HK$354,138/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,174
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,654
−HK$5,568/mo
Today · 4.125%
HK$187,222
baseline
▲ 0.50% · 4.625%
HK$198,614
+HK$11,392/mo
Deposit HK$16.56M · loan HK$38.63M · min. income ≈ HK$374,444/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,992
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,249
−HK$5,332/mo
Today · 4.125%
HK$206,581
baseline
▲ 0.50% · 4.625%
HK$217,470
+HK$10,889/mo
Deposit HK$16.56M · loan HK$38.63M · min. income ≈ HK$413,162/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,510
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$233,556
−HK$7,158/mo
Today · 4.125%
HK$240,714
baseline
▲ 0.50% · 4.625%
HK$255,361
+HK$14,647/mo
Deposit HK$5.52M · loan HK$49.67M · min. income ≈ HK$481,428/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,990
−HK$13,614/mo
▼ 0.25% · 3.875%
HK$258,748
−HK$6,856/mo
Today · 4.125%
HK$265,604
baseline
▲ 0.50% · 4.625%
HK$279,605
+HK$14,001/mo
Deposit HK$5.52M · loan HK$49.67M · min. income ≈ HK$531,208/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,416 · Scale 2, in force from 26 Feb 2026)