LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,842
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$129,757
−HK$3,977/mo
Today · 4.125%
HK$133,734
baseline
▲ 0.50% · 4.625%
HK$141,871
+HK$8,137/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$267,468/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,998
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$143,753
−HK$3,809/mo
Today · 4.125%
HK$147,562
baseline
▲ 0.50% · 4.625%
HK$155,340
+HK$7,778/mo
Deposit HK$27.59M · loan HK$27.59M · min. income ≈ HK$295,124/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,011
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,708
−HK$4,772/mo
Today · 4.125%
HK$160,480
baseline
▲ 0.50% · 4.625%
HK$170,245
+HK$9,765/mo
Deposit HK$22.08M · loan HK$33.11M · min. income ≈ HK$320,960/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,998
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,504
−HK$4,570/mo
Today · 4.125%
HK$177,074
baseline
▲ 0.50% · 4.625%
HK$186,408
+HK$9,334/mo
Deposit HK$22.08M · loan HK$33.11M · min. income ≈ HK$354,148/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,179
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,659
−HK$5,568/mo
Today · 4.125%
HK$187,227
baseline
▲ 0.50% · 4.625%
HK$198,620
+HK$11,393/mo
Deposit HK$16.56M · loan HK$38.63M · min. income ≈ HK$374,454/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,998
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,254
−HK$5,333/mo
Today · 4.125%
HK$206,587
baseline
▲ 0.50% · 4.625%
HK$217,476
+HK$10,889/mo
Deposit HK$16.56M · loan HK$38.63M · min. income ≈ HK$413,174/mo (50% DSR)
Upfront cash ≈ HK$18.90M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,516
−HK$14,205/mo
▼ 0.25% · 3.875%
HK$233,562
−HK$7,159/mo
Today · 4.125%
HK$240,721
baseline
▲ 0.50% · 4.625%
HK$255,368
+HK$14,647/mo
Deposit HK$5.52M · loan HK$49.67M · min. income ≈ HK$481,442/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,997
−HK$13,615/mo
▼ 0.25% · 3.875%
HK$258,755
−HK$6,857/mo
Today · 4.125%
HK$265,612
baseline
▲ 0.50% · 4.625%
HK$279,612
+HK$14,000/mo
Deposit HK$5.52M · loan HK$49.67M · min. income ≈ HK$531,224/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$2,345,481 · Scale 2, in force from 26 Feb 2026)