LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,876
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$129,791
−HK$3,978/mo
Today · 4.125%
HK$133,769
baseline
▲ 0.50% · 4.625%
HK$141,909
+HK$8,140/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$267,538/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,036
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$143,791
−HK$3,810/mo
Today · 4.125%
HK$147,601
baseline
▲ 0.50% · 4.625%
HK$155,382
+HK$7,781/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$295,202/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,051
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$155,750
−HK$4,773/mo
Today · 4.125%
HK$160,523
baseline
▲ 0.50% · 4.625%
HK$170,291
+HK$9,768/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$321,046/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,043
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$172,550
−HK$4,572/mo
Today · 4.125%
HK$177,122
baseline
▲ 0.50% · 4.625%
HK$186,458
+HK$9,336/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$354,244/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,226
−HK$11,051/mo
▼ 0.25% · 3.875%
HK$181,708
−HK$5,569/mo
Today · 4.125%
HK$187,277
baseline
▲ 0.50% · 4.625%
HK$198,672
+HK$11,395/mo
Deposit HK$16.56M · loan HK$38.64M · min. income ≈ HK$374,554/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,050
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$201,308
−HK$5,334/mo
Today · 4.125%
HK$206,642
baseline
▲ 0.50% · 4.625%
HK$217,534
+HK$10,892/mo
Deposit HK$16.56M · loan HK$38.64M · min. income ≈ HK$413,284/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,577
−HK$14,208/mo
▼ 0.25% · 3.875%
HK$233,624
−HK$7,161/mo
Today · 4.125%
HK$240,785
baseline
▲ 0.50% · 4.625%
HK$255,436
+HK$14,651/mo
Deposit HK$5.52M · loan HK$49.68M · min. income ≈ HK$481,570/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,064
−HK$13,618/mo
▼ 0.25% · 3.875%
HK$258,824
−HK$6,858/mo
Today · 4.125%
HK$265,682
baseline
▲ 0.50% · 4.625%
HK$279,687
+HK$14,005/mo
Deposit HK$5.52M · loan HK$49.68M · min. income ≈ HK$531,364/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,106 · Scale 2, in force from 26 Feb 2026)