LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,886
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$129,802
−HK$3,978/mo
Today · 4.125%
HK$133,780
baseline
▲ 0.50% · 4.625%
HK$141,920
+HK$8,140/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$267,560/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,047
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$143,803
−HK$3,810/mo
Today · 4.125%
HK$147,613
baseline
▲ 0.50% · 4.625%
HK$155,394
+HK$7,781/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$295,226/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,063
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,762
−HK$4,774/mo
Today · 4.125%
HK$160,536
baseline
▲ 0.50% · 4.625%
HK$170,304
+HK$9,768/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$321,072/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,056
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$172,563
−HK$4,573/mo
Today · 4.125%
HK$177,136
baseline
▲ 0.50% · 4.625%
HK$186,473
+HK$9,337/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$354,272/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,240
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,722
−HK$5,570/mo
Today · 4.125%
HK$187,292
baseline
▲ 0.50% · 4.625%
HK$198,688
+HK$11,396/mo
Deposit HK$16.56M · loan HK$38.64M · min. income ≈ HK$374,584/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,066
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$201,324
−HK$5,334/mo
Today · 4.125%
HK$206,658
baseline
▲ 0.50% · 4.625%
HK$217,552
+HK$10,894/mo
Deposit HK$16.56M · loan HK$38.64M · min. income ≈ HK$413,316/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,595
−HK$14,209/mo
▼ 0.25% · 3.875%
HK$233,643
−HK$7,161/mo
Today · 4.125%
HK$240,804
baseline
▲ 0.50% · 4.625%
HK$255,457
+HK$14,653/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,608/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,084
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$258,845
−HK$6,859/mo
Today · 4.125%
HK$265,704
baseline
▲ 0.50% · 4.625%
HK$279,709
+HK$14,005/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,408/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,295 · Scale 2, in force from 26 Feb 2026)