LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,887
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$129,803
−HK$3,978/mo
Today · 4.125%
HK$133,781
baseline
▲ 0.50% · 4.625%
HK$141,921
+HK$8,140/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$267,562/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,048
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$143,804
−HK$3,810/mo
Today · 4.125%
HK$147,614
baseline
▲ 0.50% · 4.625%
HK$155,395
+HK$7,781/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$295,228/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,064
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,763
−HK$4,774/mo
Today · 4.125%
HK$160,537
baseline
▲ 0.50% · 4.625%
HK$170,306
+HK$9,769/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$321,074/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,057
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$172,565
−HK$4,572/mo
Today · 4.125%
HK$177,137
baseline
▲ 0.50% · 4.625%
HK$186,474
+HK$9,337/mo
Deposit HK$22.08M · loan HK$33.12M · min. income ≈ HK$354,274/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,242
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,724
−HK$5,570/mo
Today · 4.125%
HK$187,294
baseline
▲ 0.50% · 4.625%
HK$198,690
+HK$11,396/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$374,588/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,067
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$201,325
−HK$5,335/mo
Today · 4.125%
HK$206,660
baseline
▲ 0.50% · 4.625%
HK$217,553
+HK$10,893/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$413,320/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,596
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$233,645
−HK$7,161/mo
Today · 4.125%
HK$240,806
baseline
▲ 0.50% · 4.625%
HK$255,458
+HK$14,652/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,612/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,086
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$258,847
−HK$6,859/mo
Today · 4.125%
HK$265,706
baseline
▲ 0.50% · 4.625%
HK$279,711
+HK$14,005/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,412/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,312 · Scale 2, in force from 26 Feb 2026)