LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,890
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$129,806
−HK$3,978/mo
Today · 4.125%
HK$133,784
baseline
▲ 0.50% · 4.625%
HK$141,925
+HK$8,141/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$267,568/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,051
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$143,807
−HK$3,811/mo
Today · 4.125%
HK$147,618
baseline
▲ 0.50% · 4.625%
HK$155,399
+HK$7,781/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$295,236/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,068
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,767
−HK$4,774/mo
Today · 4.125%
HK$160,541
baseline
▲ 0.50% · 4.625%
HK$170,310
+HK$9,769/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$321,082/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,061
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$172,569
−HK$4,572/mo
Today · 4.125%
HK$177,141
baseline
▲ 0.50% · 4.625%
HK$186,479
+HK$9,338/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$354,282/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,246
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,728
−HK$5,570/mo
Today · 4.125%
HK$187,298
baseline
▲ 0.50% · 4.625%
HK$198,695
+HK$11,397/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$374,596/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,072
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$201,330
−HK$5,335/mo
Today · 4.125%
HK$206,665
baseline
▲ 0.50% · 4.625%
HK$217,558
+HK$10,893/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$413,330/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,602
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$233,650
−HK$7,162/mo
Today · 4.125%
HK$240,812
baseline
▲ 0.50% · 4.625%
HK$255,465
+HK$14,653/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,624/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,092
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$258,853
−HK$6,859/mo
Today · 4.125%
HK$265,712
baseline
▲ 0.50% · 4.625%
HK$279,718
+HK$14,006/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,424/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,368 · Scale 2, in force from 26 Feb 2026)