LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,892
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$129,808
−HK$3,978/mo
Today · 4.125%
HK$133,786
baseline
▲ 0.50% · 4.625%
HK$141,927
+HK$8,141/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$267,572/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,053
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$143,809
−HK$3,811/mo
Today · 4.125%
HK$147,620
baseline
▲ 0.50% · 4.625%
HK$155,401
+HK$7,781/mo
Deposit HK$27.60M · loan HK$27.60M · min. income ≈ HK$295,240/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,070
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,769
−HK$4,774/mo
Today · 4.125%
HK$160,543
baseline
▲ 0.50% · 4.625%
HK$170,312
+HK$9,769/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$321,086/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,064
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$172,571
−HK$4,573/mo
Today · 4.125%
HK$177,144
baseline
▲ 0.50% · 4.625%
HK$186,481
+HK$9,337/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$354,288/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,248
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,731
−HK$5,569/mo
Today · 4.125%
HK$187,300
baseline
▲ 0.50% · 4.625%
HK$198,697
+HK$11,397/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$374,600/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,074
−HK$10,594/mo
▼ 0.25% · 3.875%
HK$201,333
−HK$5,335/mo
Today · 4.125%
HK$206,668
baseline
▲ 0.50% · 4.625%
HK$217,561
+HK$10,893/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$413,336/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,605
−HK$14,210/mo
▼ 0.25% · 3.875%
HK$233,654
−HK$7,161/mo
Today · 4.125%
HK$240,815
baseline
▲ 0.50% · 4.625%
HK$255,468
+HK$14,653/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,630/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,096
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$258,857
−HK$6,859/mo
Today · 4.125%
HK$265,716
baseline
▲ 0.50% · 4.625%
HK$279,722
+HK$14,006/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,432/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,399 · Scale 2, in force from 26 Feb 2026)