LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,589
−HK$790/mo
▼ 0.25% · 3.875%
HK$12,981
−HK$398/mo
Today · 4.125%
HK$13,379
baseline
▲ 0.50% · 4.625%
HK$14,193
+HK$814/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,758/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,006
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,381
−HK$381/mo
Today · 4.125%
HK$14,762
baseline
▲ 0.50% · 4.625%
HK$15,540
+HK$778/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,524/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,107
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,577
−HK$478/mo
Today · 4.125%
HK$16,055
baseline
▲ 0.50% · 4.625%
HK$17,032
+HK$977/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,110/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,807
−HK$908/mo
▼ 0.25% · 3.875%
HK$17,257
−HK$458/mo
Today · 4.125%
HK$17,715
baseline
▲ 0.50% · 4.625%
HK$18,648
+HK$933/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,430/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,625
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,173
−HK$557/mo
Today · 4.125%
HK$18,730
baseline
▲ 0.50% · 4.625%
HK$19,870
+HK$1,140/mo
Deposit HK$1.66M · loan HK$3.86M · min. income ≈ HK$37,460/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,608
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,134
−HK$533/mo
Today · 4.125%
HK$20,667
baseline
▲ 0.50% · 4.625%
HK$21,757
+HK$1,090/mo
Deposit HK$1.66M · loan HK$3.86M · min. income ≈ HK$41,334/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$716/mo
Today · 4.125%
HK$24,082
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,465/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$48,164/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$686/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,401/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,224 · Scale 2, in force from 26 Feb 2026)