LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,895
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$129,811
−HK$3,979/mo
Today · 4.125%
HK$133,790
baseline
▲ 0.50% · 4.625%
HK$141,931
+HK$8,141/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,580/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,057
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$143,813
−HK$3,811/mo
Today · 4.125%
HK$147,624
baseline
▲ 0.50% · 4.625%
HK$155,405
+HK$7,781/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,248/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,074
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$155,773
−HK$4,775/mo
Today · 4.125%
HK$160,548
baseline
▲ 0.50% · 4.625%
HK$170,317
+HK$9,769/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$321,096/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,068
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,576
−HK$4,573/mo
Today · 4.125%
HK$177,149
baseline
▲ 0.50% · 4.625%
HK$186,486
+HK$9,337/mo
Deposit HK$22.08M · loan HK$33.13M · min. income ≈ HK$354,298/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,253
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$181,735
−HK$5,571/mo
Today · 4.125%
HK$187,306
baseline
▲ 0.50% · 4.625%
HK$198,703
+HK$11,397/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$374,612/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,080
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$201,338
−HK$5,335/mo
Today · 4.125%
HK$206,673
baseline
▲ 0.50% · 4.625%
HK$217,567
+HK$10,894/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$413,346/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,611
−HK$14,211/mo
▼ 0.25% · 3.875%
HK$233,660
−HK$7,162/mo
Today · 4.125%
HK$240,822
baseline
▲ 0.50% · 4.625%
HK$255,475
+HK$14,653/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,644/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,102
−HK$13,621/mo
▼ 0.25% · 3.875%
HK$258,864
−HK$6,859/mo
Today · 4.125%
HK$265,723
baseline
▲ 0.50% · 4.625%
HK$279,729
+HK$14,006/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,446/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,464 · Scale 2, in force from 26 Feb 2026)