LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,899
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$129,816
−HK$3,978/mo
Today · 4.125%
HK$133,794
baseline
▲ 0.50% · 4.625%
HK$141,935
+HK$8,141/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,588/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,062
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$143,818
−HK$3,811/mo
Today · 4.125%
HK$147,629
baseline
▲ 0.50% · 4.625%
HK$155,411
+HK$7,782/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,258/mo (50% DSR)
Upfront cash ≈ HK$29.95M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,079
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$155,779
−HK$4,774/mo
Today · 4.125%
HK$160,553
baseline
▲ 0.50% · 4.625%
HK$170,322
+HK$9,769/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$321,106/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,074
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,582
−HK$4,573/mo
Today · 4.125%
HK$177,155
baseline
▲ 0.50% · 4.625%
HK$186,493
+HK$9,338/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$354,310/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,259
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$181,742
−HK$5,570/mo
Today · 4.125%
HK$187,312
baseline
▲ 0.50% · 4.625%
HK$198,710
+HK$11,398/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$374,624/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,086
−HK$10,594/mo
▼ 0.25% · 3.875%
HK$201,345
−HK$5,335/mo
Today · 4.125%
HK$206,680
baseline
▲ 0.50% · 4.625%
HK$217,575
+HK$10,895/mo
Deposit HK$16.56M · loan HK$38.65M · min. income ≈ HK$413,360/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,619
−HK$14,211/mo
▼ 0.25% · 3.875%
HK$233,668
−HK$7,162/mo
Today · 4.125%
HK$240,830
baseline
▲ 0.50% · 4.625%
HK$255,484
+HK$14,654/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$481,660/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,111
−HK$13,621/mo
▼ 0.25% · 3.875%
HK$258,873
−HK$6,859/mo
Today · 4.125%
HK$265,732
baseline
▲ 0.50% · 4.625%
HK$279,739
+HK$14,007/mo
Deposit HK$5.52M · loan HK$49.69M · min. income ≈ HK$531,464/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,544 · Scale 2, in force from 26 Feb 2026)