LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,912
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,829
−HK$3,979/mo
Today · 4.125%
HK$133,808
baseline
▲ 0.50% · 4.625%
HK$141,950
+HK$8,142/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,616/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,076
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,833
−HK$3,811/mo
Today · 4.125%
HK$147,644
baseline
▲ 0.50% · 4.625%
HK$155,427
+HK$7,783/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,288/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,095
−HK$9,475/mo
▼ 0.25% · 3.875%
HK$155,795
−HK$4,775/mo
Today · 4.125%
HK$160,570
baseline
▲ 0.50% · 4.625%
HK$170,340
+HK$9,770/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$321,140/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,091
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$172,600
−HK$4,573/mo
Today · 4.125%
HK$177,173
baseline
▲ 0.50% · 4.625%
HK$186,512
+HK$9,339/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$354,346/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,277
−HK$11,054/mo
▼ 0.25% · 3.875%
HK$181,761
−HK$5,570/mo
Today · 4.125%
HK$187,331
baseline
▲ 0.50% · 4.625%
HK$198,730
+HK$11,399/mo
Deposit HK$16.57M · loan HK$38.65M · min. income ≈ HK$374,662/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,107
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,366
−HK$5,336/mo
Today · 4.125%
HK$206,702
baseline
▲ 0.50% · 4.625%
HK$217,597
+HK$10,895/mo
Deposit HK$16.57M · loan HK$38.65M · min. income ≈ HK$413,404/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,642
−HK$14,213/mo
▼ 0.25% · 3.875%
HK$233,692
−HK$7,163/mo
Today · 4.125%
HK$240,855
baseline
▲ 0.50% · 4.625%
HK$255,510
+HK$14,655/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$481,710/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,137
−HK$13,622/mo
▼ 0.25% · 3.875%
HK$258,899
−HK$6,860/mo
Today · 4.125%
HK$265,759
baseline
▲ 0.50% · 4.625%
HK$279,768
+HK$14,009/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$531,518/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,787 · Scale 2, in force from 26 Feb 2026)