LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,914
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,830
−HK$3,980/mo
Today · 4.125%
HK$133,810
baseline
▲ 0.50% · 4.625%
HK$141,952
+HK$8,142/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,620/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,078
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,835
−HK$3,811/mo
Today · 4.125%
HK$147,646
baseline
▲ 0.50% · 4.625%
HK$155,428
+HK$7,782/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,292/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,097
−HK$9,475/mo
▼ 0.25% · 3.875%
HK$155,796
−HK$4,776/mo
Today · 4.125%
HK$160,572
baseline
▲ 0.50% · 4.625%
HK$170,342
+HK$9,770/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$321,144/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,093
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$172,602
−HK$4,573/mo
Today · 4.125%
HK$177,175
baseline
▲ 0.50% · 4.625%
HK$186,514
+HK$9,339/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$354,350/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,279
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$181,763
−HK$5,571/mo
Today · 4.125%
HK$187,334
baseline
▲ 0.50% · 4.625%
HK$198,732
+HK$11,398/mo
Deposit HK$16.57M · loan HK$38.65M · min. income ≈ HK$374,668/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,109
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,368
−HK$5,336/mo
Today · 4.125%
HK$206,704
baseline
▲ 0.50% · 4.625%
HK$217,600
+HK$10,896/mo
Deposit HK$16.57M · loan HK$38.65M · min. income ≈ HK$413,408/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,645
−HK$14,212/mo
▼ 0.25% · 3.875%
HK$233,695
−HK$7,162/mo
Today · 4.125%
HK$240,857
baseline
▲ 0.50% · 4.625%
HK$255,513
+HK$14,656/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$481,714/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,140
−HK$13,622/mo
▼ 0.25% · 3.875%
HK$258,902
−HK$6,860/mo
Today · 4.125%
HK$265,762
baseline
▲ 0.50% · 4.625%
HK$279,771
+HK$14,009/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$531,524/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,346,813 · Scale 2, in force from 26 Feb 2026)