LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,925
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,842
−HK$3,979/mo
Today · 4.125%
HK$133,821
baseline
▲ 0.50% · 4.625%
HK$141,964
+HK$8,143/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,642/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,090
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,847
−HK$3,812/mo
Today · 4.125%
HK$147,659
baseline
▲ 0.50% · 4.625%
HK$155,442
+HK$7,783/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,318/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,110
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$155,810
−HK$4,776/mo
Today · 4.125%
HK$160,586
baseline
▲ 0.50% · 4.625%
HK$170,357
+HK$9,771/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$321,172/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,108
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$172,617
−HK$4,574/mo
Today · 4.125%
HK$177,191
baseline
▲ 0.50% · 4.625%
HK$186,530
+HK$9,339/mo
Deposit HK$22.09M · loan HK$33.13M · min. income ≈ HK$354,382/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,295
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$181,779
−HK$5,571/mo
Today · 4.125%
HK$187,350
baseline
▲ 0.50% · 4.625%
HK$198,750
+HK$11,400/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$374,700/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,126
−HK$10,596/mo
▼ 0.25% · 3.875%
HK$201,386
−HK$5,336/mo
Today · 4.125%
HK$206,722
baseline
▲ 0.50% · 4.625%
HK$217,619
+HK$10,897/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$413,444/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,665
−HK$14,214/mo
▼ 0.25% · 3.875%
HK$233,715
−HK$7,164/mo
Today · 4.125%
HK$240,879
baseline
▲ 0.50% · 4.625%
HK$255,536
+HK$14,657/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$481,758/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,162
−HK$13,624/mo
▼ 0.25% · 3.875%
HK$258,925
−HK$6,861/mo
Today · 4.125%
HK$265,786
baseline
▲ 0.50% · 4.625%
HK$279,796
+HK$14,010/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$531,572/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,020 · Scale 2, in force from 26 Feb 2026)