LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,932
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$129,849
−HK$3,980/mo
Today · 4.125%
HK$133,829
baseline
▲ 0.50% · 4.625%
HK$141,972
+HK$8,143/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,658/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,098
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,855
−HK$3,812/mo
Today · 4.125%
HK$147,667
baseline
▲ 0.50% · 4.625%
HK$155,451
+HK$7,784/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,334/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,118
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$155,819
−HK$4,776/mo
Today · 4.125%
HK$160,595
baseline
▲ 0.50% · 4.625%
HK$170,367
+HK$9,772/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$321,190/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,118
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$172,627
−HK$4,574/mo
Today · 4.125%
HK$177,201
baseline
▲ 0.50% · 4.625%
HK$186,541
+HK$9,340/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$354,402/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,305
−HK$11,056/mo
▼ 0.25% · 3.875%
HK$181,789
−HK$5,572/mo
Today · 4.125%
HK$187,361
baseline
▲ 0.50% · 4.625%
HK$198,761
+HK$11,400/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$374,722/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,137
−HK$10,597/mo
▼ 0.25% · 3.875%
HK$201,398
−HK$5,336/mo
Today · 4.125%
HK$206,734
baseline
▲ 0.50% · 4.625%
HK$217,631
+HK$10,897/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$413,468/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,678
−HK$14,214/mo
▼ 0.25% · 3.875%
HK$233,729
−HK$7,163/mo
Today · 4.125%
HK$240,892
baseline
▲ 0.50% · 4.625%
HK$255,550
+HK$14,658/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$481,784/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,177
−HK$13,624/mo
▼ 0.25% · 3.875%
HK$258,940
−HK$6,861/mo
Today · 4.125%
HK$265,801
baseline
▲ 0.50% · 4.625%
HK$279,812
+HK$14,011/mo
Deposit HK$5.52M · loan HK$49.70M · min. income ≈ HK$531,602/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,154 · Scale 2, in force from 26 Feb 2026)