LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,935
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$129,852
−HK$3,980/mo
Today · 4.125%
HK$133,832
baseline
▲ 0.50% · 4.625%
HK$141,975
+HK$8,143/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$267,664/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,101
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,859
−HK$3,811/mo
Today · 4.125%
HK$147,670
baseline
▲ 0.50% · 4.625%
HK$155,454
+HK$7,784/mo
Deposit HK$27.61M · loan HK$27.61M · min. income ≈ HK$295,340/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,122
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$155,822
−HK$4,776/mo
Today · 4.125%
HK$160,598
baseline
▲ 0.50% · 4.625%
HK$170,370
+HK$9,772/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$321,196/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,121
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$172,630
−HK$4,574/mo
Today · 4.125%
HK$177,204
baseline
▲ 0.50% · 4.625%
HK$186,545
+HK$9,341/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$354,408/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,309
−HK$11,056/mo
▼ 0.25% · 3.875%
HK$181,793
−HK$5,572/mo
Today · 4.125%
HK$187,365
baseline
▲ 0.50% · 4.625%
HK$198,765
+HK$11,400/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$374,730/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,142
−HK$10,597/mo
▼ 0.25% · 3.875%
HK$201,402
−HK$5,337/mo
Today · 4.125%
HK$206,739
baseline
▲ 0.50% · 4.625%
HK$217,636
+HK$10,897/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$413,478/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,683
−HK$14,215/mo
▼ 0.25% · 3.875%
HK$233,734
−HK$7,164/mo
Today · 4.125%
HK$240,898
baseline
▲ 0.50% · 4.625%
HK$255,556
+HK$14,658/mo
Deposit HK$5.52M · loan HK$49.71M · min. income ≈ HK$481,796/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,182
−HK$13,625/mo
▼ 0.25% · 3.875%
HK$258,945
−HK$6,862/mo
Today · 4.125%
HK$265,807
baseline
▲ 0.50% · 4.625%
HK$279,818
+HK$14,011/mo
Deposit HK$5.52M · loan HK$49.71M · min. income ≈ HK$531,614/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,204 · Scale 2, in force from 26 Feb 2026)