LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,949
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,866
−HK$3,981/mo
Today · 4.125%
HK$133,847
baseline
▲ 0.50% · 4.625%
HK$141,991
+HK$8,144/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$267,694/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,117
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$143,875
−HK$3,812/mo
Today · 4.125%
HK$147,687
baseline
▲ 0.50% · 4.625%
HK$155,472
+HK$7,785/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$295,374/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,138
−HK$9,478/mo
▼ 0.25% · 3.875%
HK$155,840
−HK$4,776/mo
Today · 4.125%
HK$160,616
baseline
▲ 0.50% · 4.625%
HK$170,389
+HK$9,773/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$321,232/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,140
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$172,649
−HK$4,575/mo
Today · 4.125%
HK$177,224
baseline
▲ 0.50% · 4.625%
HK$186,566
+HK$9,342/mo
Deposit HK$22.09M · loan HK$33.14M · min. income ≈ HK$354,448/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,328
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$181,813
−HK$5,573/mo
Today · 4.125%
HK$187,386
baseline
▲ 0.50% · 4.625%
HK$198,788
+HK$11,402/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$374,772/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,163
−HK$10,598/mo
▼ 0.25% · 3.875%
HK$201,424
−HK$5,337/mo
Today · 4.125%
HK$206,761
baseline
▲ 0.50% · 4.625%
HK$217,660
+HK$10,899/mo
Deposit HK$16.57M · loan HK$38.66M · min. income ≈ HK$413,522/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,708
−HK$14,216/mo
▼ 0.25% · 3.875%
HK$233,760
−HK$7,164/mo
Today · 4.125%
HK$240,924
baseline
▲ 0.50% · 4.625%
HK$255,584
+HK$14,660/mo
Deposit HK$5.52M · loan HK$49.71M · min. income ≈ HK$481,848/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,210
−HK$13,626/mo
▼ 0.25% · 3.875%
HK$258,974
−HK$6,862/mo
Today · 4.125%
HK$265,836
baseline
▲ 0.50% · 4.625%
HK$279,849
+HK$14,013/mo
Deposit HK$5.52M · loan HK$49.71M · min. income ≈ HK$531,672/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,465 · Scale 2, in force from 26 Feb 2026)