LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,961
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,879
−HK$3,981/mo
Today · 4.125%
HK$133,860
baseline
▲ 0.50% · 4.625%
HK$142,005
+HK$8,145/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$267,720/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,130
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,888
−HK$3,813/mo
Today · 4.125%
HK$147,701
baseline
▲ 0.50% · 4.625%
HK$155,486
+HK$7,785/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$295,402/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,153
−HK$9,478/mo
▼ 0.25% · 3.875%
HK$155,855
−HK$4,776/mo
Today · 4.125%
HK$160,631
baseline
▲ 0.50% · 4.625%
HK$170,406
+HK$9,775/mo
Deposit HK$22.10M · loan HK$33.14M · min. income ≈ HK$321,262/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,156
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$172,666
−HK$4,575/mo
Today · 4.125%
HK$177,241
baseline
▲ 0.50% · 4.625%
HK$186,584
+HK$9,343/mo
Deposit HK$22.10M · loan HK$33.14M · min. income ≈ HK$354,482/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,345
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$181,830
−HK$5,573/mo
Today · 4.125%
HK$187,403
baseline
▲ 0.50% · 4.625%
HK$198,806
+HK$11,403/mo
Deposit HK$16.57M · loan HK$38.67M · min. income ≈ HK$374,806/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,182
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$201,444
−HK$5,337/mo
Today · 4.125%
HK$206,781
baseline
▲ 0.50% · 4.625%
HK$217,681
+HK$10,900/mo
Deposit HK$16.57M · loan HK$38.67M · min. income ≈ HK$413,562/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,729
−HK$14,218/mo
▼ 0.25% · 3.875%
HK$233,782
−HK$7,165/mo
Today · 4.125%
HK$240,947
baseline
▲ 0.50% · 4.625%
HK$255,608
+HK$14,661/mo
Deposit HK$5.52M · loan HK$49.72M · min. income ≈ HK$481,894/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,234
−HK$13,627/mo
▼ 0.25% · 3.875%
HK$258,999
−HK$6,862/mo
Today · 4.125%
HK$265,861
baseline
▲ 0.50% · 4.625%
HK$279,875
+HK$14,014/mo
Deposit HK$5.52M · loan HK$49.72M · min. income ≈ HK$531,722/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,688 · Scale 2, in force from 26 Feb 2026)