LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,597
−HK$790/mo
▼ 0.25% · 3.875%
HK$12,988
−HK$399/mo
Today · 4.125%
HK$13,387
baseline
▲ 0.50% · 4.625%
HK$14,201
+HK$814/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,774/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,014
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,389
−HK$382/mo
Today · 4.125%
HK$14,771
baseline
▲ 0.50% · 4.625%
HK$15,549
+HK$778/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,542/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,116
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,586
−HK$478/mo
Today · 4.125%
HK$16,064
baseline
▲ 0.50% · 4.625%
HK$17,041
+HK$977/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$32,128/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,816
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,267
−HK$458/mo
Today · 4.125%
HK$17,725
baseline
▲ 0.50% · 4.625%
HK$18,659
+HK$934/mo
Deposit HK$2.21M · loan HK$3.31M · min. income ≈ HK$35,450/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,635
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,184
−HK$557/mo
Today · 4.125%
HK$18,741
baseline
▲ 0.50% · 4.625%
HK$19,882
+HK$1,141/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,482/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,619
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,145
−HK$534/mo
Today · 4.125%
HK$20,679
baseline
▲ 0.50% · 4.625%
HK$21,769
+HK$1,090/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,358/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,674
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,379
−HK$717/mo
Today · 4.125%
HK$24,096
baseline
▲ 0.50% · 4.625%
HK$25,562
+HK$1,466/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$48,192/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,225
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$686/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,402/mo
Deposit HK$552K · loan HK$4.97M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,295 · Scale 2, in force from 26 Feb 2026)