LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,969
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,887
−HK$3,981/mo
Today · 4.125%
HK$133,868
baseline
▲ 0.50% · 4.625%
HK$142,014
+HK$8,146/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$267,736/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,139
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,897
−HK$3,813/mo
Today · 4.125%
HK$147,710
baseline
▲ 0.50% · 4.625%
HK$155,496
+HK$7,786/mo
Deposit HK$27.62M · loan HK$27.62M · min. income ≈ HK$295,420/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,162
−HK$9,480/mo
▼ 0.25% · 3.875%
HK$155,865
−HK$4,777/mo
Today · 4.125%
HK$160,642
baseline
▲ 0.50% · 4.625%
HK$170,416
+HK$9,774/mo
Deposit HK$22.10M · loan HK$33.15M · min. income ≈ HK$321,284/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,167
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$172,677
−HK$4,575/mo
Today · 4.125%
HK$177,252
baseline
▲ 0.50% · 4.625%
HK$186,595
+HK$9,343/mo
Deposit HK$22.10M · loan HK$33.15M · min. income ≈ HK$354,504/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,356
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$181,842
−HK$5,573/mo
Today · 4.125%
HK$187,415
baseline
▲ 0.50% · 4.625%
HK$198,819
+HK$11,404/mo
Deposit HK$16.57M · loan HK$38.67M · min. income ≈ HK$374,830/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,195
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$201,456
−HK$5,338/mo
Today · 4.125%
HK$206,794
baseline
▲ 0.50% · 4.625%
HK$217,695
+HK$10,901/mo
Deposit HK$16.57M · loan HK$38.67M · min. income ≈ HK$413,588/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,744
−HK$14,219/mo
▼ 0.25% · 3.875%
HK$233,797
−HK$7,166/mo
Today · 4.125%
HK$240,963
baseline
▲ 0.50% · 4.625%
HK$255,625
+HK$14,662/mo
Deposit HK$5.52M · loan HK$49.72M · min. income ≈ HK$481,926/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,250
−HK$13,628/mo
▼ 0.25% · 3.875%
HK$259,015
−HK$6,863/mo
Today · 4.125%
HK$265,878
baseline
▲ 0.50% · 4.625%
HK$279,893
+HK$14,015/mo
Deposit HK$5.52M · loan HK$49.72M · min. income ≈ HK$531,756/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,347,838 · Scale 2, in force from 26 Feb 2026)