LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,600
−HK$790/mo
▼ 0.25% · 3.875%
HK$12,992
−HK$398/mo
Today · 4.125%
HK$13,390
baseline
▲ 0.50% · 4.625%
HK$14,204
+HK$814/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,780/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,017
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,393
−HK$381/mo
Today · 4.125%
HK$14,774
baseline
▲ 0.50% · 4.625%
HK$15,553
+HK$779/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,548/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,120
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,590
−HK$478/mo
Today · 4.125%
HK$16,068
baseline
▲ 0.50% · 4.625%
HK$17,045
+HK$977/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,136/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,820
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,271
−HK$458/mo
Today · 4.125%
HK$17,729
baseline
▲ 0.50% · 4.625%
HK$18,664
+HK$935/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,458/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,639
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,188
−HK$558/mo
Today · 4.125%
HK$18,746
baseline
▲ 0.50% · 4.625%
HK$19,886
+HK$1,140/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,492/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,624
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,150
−HK$534/mo
Today · 4.125%
HK$20,684
baseline
▲ 0.50% · 4.625%
HK$21,774
+HK$1,090/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,368/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$717/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,466/mo
Deposit HK$553K · loan HK$4.97M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$687/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,401/mo
Deposit HK$553K · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,325 · Scale 2, in force from 26 Feb 2026)