LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,997
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$129,917
−HK$3,982/mo
Today · 4.125%
HK$133,899
baseline
▲ 0.50% · 4.625%
HK$142,046
+HK$8,147/mo
Deposit HK$27.63M · loan HK$27.63M · min. income ≈ HK$267,798/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,171
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$143,930
−HK$3,814/mo
Today · 4.125%
HK$147,744
baseline
▲ 0.50% · 4.625%
HK$155,532
+HK$7,788/mo
Deposit HK$27.63M · loan HK$27.63M · min. income ≈ HK$295,488/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,197
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$155,900
−HK$4,778/mo
Today · 4.125%
HK$160,678
baseline
▲ 0.50% · 4.625%
HK$170,455
+HK$9,777/mo
Deposit HK$22.10M · loan HK$33.15M · min. income ≈ HK$321,356/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,205
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,716
−HK$4,577/mo
Today · 4.125%
HK$177,293
baseline
▲ 0.50% · 4.625%
HK$186,638
+HK$9,345/mo
Deposit HK$22.10M · loan HK$33.15M · min. income ≈ HK$354,586/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,396
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,883
−HK$5,575/mo
Today · 4.125%
HK$187,458
baseline
▲ 0.50% · 4.625%
HK$198,864
+HK$11,406/mo
Deposit HK$16.58M · loan HK$38.68M · min. income ≈ HK$374,916/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,239
−HK$10,602/mo
▼ 0.25% · 3.875%
HK$201,502
−HK$5,339/mo
Today · 4.125%
HK$206,841
baseline
▲ 0.50% · 4.625%
HK$217,744
+HK$10,903/mo
Deposit HK$16.58M · loan HK$38.68M · min. income ≈ HK$413,682/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,795
−HK$14,222/mo
▼ 0.25% · 3.875%
HK$233,850
−HK$7,167/mo
Today · 4.125%
HK$241,017
baseline
▲ 0.50% · 4.625%
HK$255,683
+HK$14,666/mo
Deposit HK$5.53M · loan HK$49.73M · min. income ≈ HK$482,034/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,308
−HK$13,631/mo
▼ 0.25% · 3.875%
HK$259,074
−HK$6,865/mo
Today · 4.125%
HK$265,939
baseline
▲ 0.50% · 4.625%
HK$279,957
+HK$14,018/mo
Deposit HK$5.53M · loan HK$49.73M · min. income ≈ HK$531,878/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,348,373 · Scale 2, in force from 26 Feb 2026)