LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,007
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$129,927
−HK$3,982/mo
Today · 4.125%
HK$133,909
baseline
▲ 0.50% · 4.625%
HK$142,057
+HK$8,148/mo
Deposit HK$27.63M · loan HK$27.63M · min. income ≈ HK$267,818/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,182
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$143,941
−HK$3,814/mo
Today · 4.125%
HK$147,755
baseline
▲ 0.50% · 4.625%
HK$155,544
+HK$7,789/mo
Deposit HK$27.63M · loan HK$27.63M · min. income ≈ HK$295,510/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,209
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$155,912
−HK$4,779/mo
Today · 4.125%
HK$160,691
baseline
▲ 0.50% · 4.625%
HK$170,468
+HK$9,777/mo
Deposit HK$22.10M · loan HK$33.16M · min. income ≈ HK$321,382/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,218
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$172,730
−HK$4,576/mo
Today · 4.125%
HK$177,306
baseline
▲ 0.50% · 4.625%
HK$186,653
+HK$9,347/mo
Deposit HK$22.10M · loan HK$33.16M · min. income ≈ HK$354,612/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,410
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,897
−HK$5,576/mo
Today · 4.125%
HK$187,473
baseline
▲ 0.50% · 4.625%
HK$198,880
+HK$11,407/mo
Deposit HK$16.58M · loan HK$38.68M · min. income ≈ HK$374,946/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,255
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,518
−HK$5,340/mo
Today · 4.125%
HK$206,858
baseline
▲ 0.50% · 4.625%
HK$217,761
+HK$10,903/mo
Deposit HK$16.58M · loan HK$38.68M · min. income ≈ HK$413,716/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,813
−HK$14,223/mo
▼ 0.25% · 3.875%
HK$233,868
−HK$7,168/mo
Today · 4.125%
HK$241,036
baseline
▲ 0.50% · 4.625%
HK$255,703
+HK$14,667/mo
Deposit HK$5.53M · loan HK$49.73M · min. income ≈ HK$482,072/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,327
−HK$13,633/mo
▼ 0.25% · 3.875%
HK$259,094
−HK$6,866/mo
Today · 4.125%
HK$265,960
baseline
▲ 0.50% · 4.625%
HK$279,979
+HK$14,019/mo
Deposit HK$5.53M · loan HK$49.73M · min. income ≈ HK$531,920/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$2,348,555 · Scale 2, in force from 26 Feb 2026)