LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,601
−HK$790/mo
▼ 0.25% · 3.875%
HK$12,993
−HK$398/mo
Today · 4.125%
HK$13,391
baseline
▲ 0.50% · 4.625%
HK$14,206
+HK$815/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$26,782/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,019
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,394
−HK$382/mo
Today · 4.125%
HK$14,776
baseline
▲ 0.50% · 4.625%
HK$15,555
+HK$779/mo
Deposit HK$2.76M · loan HK$2.76M · min. income ≈ HK$29,552/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,121
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,592
−HK$477/mo
Today · 4.125%
HK$16,069
baseline
▲ 0.50% · 4.625%
HK$17,047
+HK$978/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$32,138/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,822
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,273
−HK$458/mo
Today · 4.125%
HK$17,731
baseline
▲ 0.50% · 4.625%
HK$18,666
+HK$935/mo
Deposit HK$2.21M · loan HK$3.32M · min. income ≈ HK$35,462/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,641
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,190
−HK$558/mo
Today · 4.125%
HK$18,748
baseline
▲ 0.50% · 4.625%
HK$19,888
+HK$1,140/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$37,496/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,626
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,152
−HK$534/mo
Today · 4.125%
HK$20,686
baseline
▲ 0.50% · 4.625%
HK$21,777
+HK$1,091/mo
Deposit HK$1.66M · loan HK$3.87M · min. income ≈ HK$41,372/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,682
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$717/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,571
+HK$1,467/mo
Deposit HK$553K · loan HK$4.97M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,910
−HK$687/mo
Today · 4.125%
HK$26,597
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,402/mo
Deposit HK$553K · loan HK$4.97M · min. income ≈ HK$53,194/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$124,339 · Scale 2, in force from 26 Feb 2026)