LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,047
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$129,967
−HK$3,984/mo
Today · 4.125%
HK$133,951
baseline
▲ 0.50% · 4.625%
HK$142,101
+HK$8,150/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,902/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,226
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$143,986
−HK$3,815/mo
Today · 4.125%
HK$147,801
baseline
▲ 0.50% · 4.625%
HK$155,592
+HK$7,791/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,602/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,256
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$155,961
−HK$4,780/mo
Today · 4.125%
HK$160,741
baseline
▲ 0.50% · 4.625%
HK$170,522
+HK$9,781/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$321,482/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,271
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$172,784
−HK$4,578/mo
Today · 4.125%
HK$177,362
baseline
▲ 0.50% · 4.625%
HK$186,711
+HK$9,349/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$354,724/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,465
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$181,954
−HK$5,577/mo
Today · 4.125%
HK$187,531
baseline
▲ 0.50% · 4.625%
HK$198,942
+HK$11,411/mo
Deposit HK$16.58M · loan HK$38.69M · min. income ≈ HK$375,062/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,316
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$201,581
−HK$5,341/mo
Today · 4.125%
HK$206,922
baseline
▲ 0.50% · 4.625%
HK$217,829
+HK$10,907/mo
Deposit HK$16.58M · loan HK$38.69M · min. income ≈ HK$413,844/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,884
−HK$14,227/mo
▼ 0.25% · 3.875%
HK$233,941
−HK$7,170/mo
Today · 4.125%
HK$241,111
baseline
▲ 0.50% · 4.625%
HK$255,783
+HK$14,672/mo
Deposit HK$5.53M · loan HK$49.75M · min. income ≈ HK$482,222/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,406
−HK$13,637/mo
▼ 0.25% · 3.875%
HK$259,175
−HK$6,868/mo
Today · 4.125%
HK$266,043
baseline
▲ 0.50% · 4.625%
HK$280,066
+HK$14,023/mo
Deposit HK$5.53M · loan HK$49.75M · min. income ≈ HK$532,086/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,289 · Scale 2, in force from 26 Feb 2026)