LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,056
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,977
−HK$3,984/mo
Today · 4.125%
HK$133,961
baseline
▲ 0.50% · 4.625%
HK$142,112
+HK$8,151/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,922/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,236
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$143,997
−HK$3,816/mo
Today · 4.125%
HK$147,813
baseline
▲ 0.50% · 4.625%
HK$155,604
+HK$7,791/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,626/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,267
−HK$9,486/mo
▼ 0.25% · 3.875%
HK$155,973
−HK$4,780/mo
Today · 4.125%
HK$160,753
baseline
▲ 0.50% · 4.625%
HK$170,535
+HK$9,782/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$321,506/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,283
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$172,797
−HK$4,578/mo
Today · 4.125%
HK$177,375
baseline
▲ 0.50% · 4.625%
HK$186,725
+HK$9,350/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$354,750/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,479
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$181,968
−HK$5,577/mo
Today · 4.125%
HK$187,545
baseline
▲ 0.50% · 4.625%
HK$198,957
+HK$11,412/mo
Deposit HK$16.58M · loan HK$38.70M · min. income ≈ HK$375,090/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,331
−HK$10,607/mo
▼ 0.25% · 3.875%
HK$201,596
−HK$5,342/mo
Today · 4.125%
HK$206,938
baseline
▲ 0.50% · 4.625%
HK$217,846
+HK$10,908/mo
Deposit HK$16.58M · loan HK$38.70M · min. income ≈ HK$413,876/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,901
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$233,959
−HK$7,171/mo
Today · 4.125%
HK$241,130
baseline
▲ 0.50% · 4.625%
HK$255,802
+HK$14,672/mo
Deposit HK$5.53M · loan HK$49.75M · min. income ≈ HK$482,260/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,425
−HK$13,638/mo
▼ 0.25% · 3.875%
HK$259,195
−HK$6,868/mo
Today · 4.125%
HK$266,063
baseline
▲ 0.50% · 4.625%
HK$280,087
+HK$14,024/mo
Deposit HK$5.53M · loan HK$49.75M · min. income ≈ HK$532,126/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,466 · Scale 2, in force from 26 Feb 2026)