LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,060
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,982
−HK$3,983/mo
Today · 4.125%
HK$133,965
baseline
▲ 0.50% · 4.625%
HK$142,117
+HK$8,152/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,930/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,241
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$144,002
−HK$3,816/mo
Today · 4.125%
HK$147,818
baseline
▲ 0.50% · 4.625%
HK$155,609
+HK$7,791/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,636/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,272
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$155,978
−HK$4,781/mo
Today · 4.125%
HK$160,759
baseline
▲ 0.50% · 4.625%
HK$170,540
+HK$9,781/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$321,518/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,289
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$172,802
−HK$4,579/mo
Today · 4.125%
HK$177,381
baseline
▲ 0.50% · 4.625%
HK$186,731
+HK$9,350/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$354,762/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,484
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$181,974
−HK$5,578/mo
Today · 4.125%
HK$187,552
baseline
▲ 0.50% · 4.625%
HK$198,964
+HK$11,412/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$375,104/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,337
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,603
−HK$5,342/mo
Today · 4.125%
HK$206,945
baseline
▲ 0.50% · 4.625%
HK$217,853
+HK$10,908/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$413,890/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,909
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$233,967
−HK$7,171/mo
Today · 4.125%
HK$241,138
baseline
▲ 0.50% · 4.625%
HK$255,810
+HK$14,672/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$482,276/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,434
−HK$13,638/mo
▼ 0.25% · 3.875%
HK$259,204
−HK$6,868/mo
Today · 4.125%
HK$266,072
baseline
▲ 0.50% · 4.625%
HK$280,097
+HK$14,025/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$532,144/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,545 · Scale 2, in force from 26 Feb 2026)