LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,063
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$129,985
−HK$3,984/mo
Today · 4.125%
HK$133,969
baseline
▲ 0.50% · 4.625%
HK$142,120
+HK$8,151/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$267,938/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,244
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$144,005
−HK$3,816/mo
Today · 4.125%
HK$147,821
baseline
▲ 0.50% · 4.625%
HK$155,613
+HK$7,792/mo
Deposit HK$27.64M · loan HK$27.64M · min. income ≈ HK$295,642/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,276
−HK$9,486/mo
▼ 0.25% · 3.875%
HK$155,981
−HK$4,781/mo
Today · 4.125%
HK$160,762
baseline
▲ 0.50% · 4.625%
HK$170,544
+HK$9,782/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$321,524/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,293
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$172,806
−HK$4,579/mo
Today · 4.125%
HK$177,385
baseline
▲ 0.50% · 4.625%
HK$186,735
+HK$9,350/mo
Deposit HK$22.11M · loan HK$33.17M · min. income ≈ HK$354,770/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,489
−HK$11,067/mo
▼ 0.25% · 3.875%
HK$181,978
−HK$5,578/mo
Today · 4.125%
HK$187,556
baseline
▲ 0.50% · 4.625%
HK$198,968
+HK$11,412/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$375,112/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,342
−HK$10,607/mo
▼ 0.25% · 3.875%
HK$201,607
−HK$5,342/mo
Today · 4.125%
HK$206,949
baseline
▲ 0.50% · 4.625%
HK$217,858
+HK$10,909/mo
Deposit HK$16.59M · loan HK$38.70M · min. income ≈ HK$413,898/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,914
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$233,972
−HK$7,171/mo
Today · 4.125%
HK$241,143
baseline
▲ 0.50% · 4.625%
HK$255,816
+HK$14,673/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$482,286/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,439
−HK$13,639/mo
▼ 0.25% · 3.875%
HK$259,210
−HK$6,868/mo
Today · 4.125%
HK$266,078
baseline
▲ 0.50% · 4.625%
HK$280,103
+HK$14,025/mo
Deposit HK$5.53M · loan HK$49.76M · min. income ≈ HK$532,156/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$2,349,599 · Scale 2, in force from 26 Feb 2026)